Deposit Services: For YouA A

Personal Checking Accounts

Mercantile Bank is more than just a bank. At Mercantile, we think you deserve more from your bank than just an ordinary checking account. You deserve an account that complements your lifestyle. Whether you are a student just getting started, you want a simple, no-strings attached free checking account, you are looking to manage everything online, or you just want to have it all, Mercantile has an account for you.

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Checking Account Basics

Minimum Opening Deposit $100 $100 $100 $100 $100
Minimum Daily Balance $0 $0 $0 $100 $0
Fee if Fall Below Balance $0 $0 $0 $10 $0
Minimum Daily Balance to Earn Interest     $0 $1,500 $0
Monthly Service Fee $0 $0 $0 $0 $7
First Order of Personalized Checks for No Charge
Free Standard Personalized Checks
$10 Discount on Premium Check Designs
Number of Checks Written Without Charge Unlimited Unlimited 10 Unlimited Unlimited
Additional Per Check Fee $0.30
MVP (special membership benefits for customers 50 & better)   none none none none
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Financial Advantages

Make Cent$ Debit Rewards      
Preferred Rate on New Installment Loans        
Discount on Mortgage Closing Costs        
Pref Rate on Certificates of Deposit       none none
Local Merchant Discounts
$5 Reward for Savers    
Free Cashier’s Checks      
Safe Deposit Box Savings, $10 off with Auto Deduct        
Discount on Pre-paid Visa Debit Cards        
Free Financial Check-up & Mortgage Review        
M Class IntelliBank Personal Finance Management
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Security & Convenience

Free eStatements
Free Internet Banking
Free Telephone Banking: Financial Connection
Free eBill Pay    
Free CD ROM Year End Statement Burn (upon request)      
MasterMoney Card (with separate application)
Falcon Fraud Debit Card Protection
No Fee Foreign ATM Usage    
IDentityTheft Shield Credit Monitoring (separate service agreement required)
IDentityTheft Shield, $10 Rebate with One Year Agreement        
AirEvac Lifeteam $10 Annual Discount (separate service agreement required)      
Direct Deposit & Automatic Savings Plan
Free Notary Service
Free Photocopy Service