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What Is Professional Farm Management?
It is the administration and management of a landowner’s farm business
property
by a professionally trained person who serves as the landowner’s personal representative to see that the owner’s
objectives are met.
Who Is Eligible For, Or Needs Professional Farm Management?
Anyone who owns farm real estate can benefit from professional
farm management. It could be a doctor, housewife, secretary,
business person, teacher, corporation or widow. These
people, for many reasons, look to Mercantile Bank for professional help with their agricultural assets. Many such people lack agricultural knowledge, but know their farm is a valuable asset. Others do not have time to properly manage their farms, while others want worry-free management that they can depend upon to produce the highest dollar return from their farm. Many people wish to provide for their heirs and want their children or grandchildren to have the family farm, but wish to absolve themselves of the burden of management. Accounting and record keeping procedures, owner-operator negotiations, tax problems, even farmstead appearances present situations where professional management help is desired. Whatever your need, Mercantile Bank’s
staff stand ready to serve you.
Why Should I Select Mercantile Bank To Manage My Farm?
Because Mercantile Bank offers
farm owners personalized planning through individual consultation. Your objectives and goals are realized through the efforts of professional people.
Mercantile Bank offers flexibility in attaining your goals. We realize that you are not just another number in a computer. Your objectives and means of obtaining them change from time to time; and accordingly, we counsel with you to compensate for those changes while keeping in mind your long-term goals.
Total Capability
Mercantile Bank doesn't have
to look to others for service. We have experts within
our own organization, people who can advise you on finance,
farm estate planning, trust services and appraisals.
Total Commitment
Mercantile Bank people are top-rated
with years of experience and training in their selected
fields to give the best possible service to you, our
farm management customer. Our people are farm oriented
with agricultural backgrounds and strong family ties.
Allied Services
Most farm management customers today have found the need for additional bank services including capital financing to expand their farm business by purchasing real estate, farm equipment or breeding stock; estate planning to minimize federal estate and state inheritance taxes, and financial consultation. You may already be a commercial bank customer benefiting from our services. If not, you will find our commercial department will work
closely with you to help you attain your goals.
What Other Agri-Business Services Are Available? Farm Real Estate Appraisals.
You need an appraisal when:
Buying a farm
Selling a farm
Estate planning
Farm asset valuation
Farm Business Consultation. This service is short-term assistance in a specific area, such as those listed below.
Record keeping
Farm acquisitions
Building or improvement additions
Government programs
Estate planning
What Are The Benefits Of Professional Farm Management?
The benefits are many, including those listed below.
They all point toward increased profitability from your farm business.
Worry-free management of day-to-day farm operations
A complete analysis of your current farm operation
Planning of your farm operation to meet your goals and objectives
Representation on your behalf in landowner-operator negotiations including written farm lease arrangements
A complete accounting of all income and expenses
Professionalism in grain and livestock marketing
Controlled purchasing of farm materials and supplies
Supervision of building construction and maintenance
Interpretation and applications of government programs
Planning and establishment of soil and water conservation practices
Assured continuity of management services by a reliable banking firm in business since 1906
All or some of the products, terms, rates and/or special offers on this page may be location specific and may not be available in every market. Please contact us or visit your local Mercantile office for details.
