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Step 1

How are you applying?

Before you even select your car the first step is financing pre-approval. Look over the options below and choose the type of loan that is right for you.

  • If you are applying for individual credit in your own name and are relying on your income or assets and not the income or assets of another person as the basis for repayment of the credit requested, choose the Individual Pre-Approval form.

  • If you are applying for individual credit, but are relying on income from alimony, child support, separate maintenance or on the income or assets of another person as the basis for repayment of the credit requested, complete an Individual With Stipulations Pre-Approval form, filling in the portion about the person on whose alimony, child support or separate maintenance payments, income or assets you are relying.

  • If this is an application for joint credit with another person, please fill out a
    Joint Pre-Approval
    form.

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All or some of the products, terms, rates and/or special offers on this page may be location specific and may not be available in every market.  Please contact us or visit your local Mercantile office for details.