Step 1. What's it gonna be??

• A convertible or a mini-van

• Metallic champagne ice or just "red"

• A CD player or Satellite Radio

• 2-door w/sunroof or extra space for child seats

• 0 - 60 in six seconds or 100 miles to the gallon

At Mercantile we believe these are the only decisions you should have to consider. Our staff understands that between family, home, and the office you have enough to worry about without the hassle of figuring out how to find and finance your next vehicle. So let's get started.

Don't sweat it, get pre-approved in less than an hour.

Simply fill out the pre-approval form and submit it to the bank knowing all the information is completely secure, receive your reply within one business hour, and print a copy to use later with your dealer. The first step was easy -- only three more to go!

Step 2. Jalopy or Jaguar -- which fits your wallet?

Establish the price range right for your budget by calculating an affordable payment that best matches your buying goals. You're half way home!

Step 3. Dealer Partners that pass the "Mercantile Road Test"

We offer competitive auto financing through our valued dealer partners located throughout the tri-state area. Click here for a list.

Step 4. Now let's go shopping...

...but first do your homework with our Kelley Blue Book and NADA Guides so you can negotiate a deal acceptable to both you and your dealer. Provide your dealer with a copy of your pre-approved form; they will then finalize your purchase with Mercantile Bank, and you can hit the road!