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Personal Checking

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Apply now for a Mercantile checking account

Mercantile University [2k]
Free Checking [2k]
E Banking [2k]
NOW Checking [2k]
Mercantile Class Checking [2k]

Checking Account Basics

Minimum Opening Deposit

$100

$100

$100

$100

$100

Minimum Daily Balance

$0

$0

$0

$100

$0

Fee if Fall Below Balance

$0

$0

$0

$10

$0

Minimum Daily Balance to Earn Interest

   

ANY

$1,500

ANY

Monthly Service Fee

$0

$0

$0

$0

$7

First Order of Personalized Checks for No Charge

Free Standard Personalized Checks

$10 Discount on Premium Check Designs

Number of Checks Written Without Charge

Unlimited

Unlimited

10

Unlimited

Unlimited

Additional Per Check Fee

$0.30

Financial Advantages

Make Cent$ Debit Rewards

     

Sign & Win Debit Rewards

Preferred Rate on New Installment Loans

 

 

 

 

Discount on Mortgage Closing Costs

 

 

 

 

Preferred Rate on Certificates of Deposit

 

 

 

$5 Reward for Savers

 

 

Free Cashier’s Checks

 

 

 

Free Financial Check-Up

 

 

 

 

Free Mortgage Review

 

 

 

 

M-Class IntelliBank Personal Finance Management

 

Convenience Advantages

Free Internet Banking

Free Telephone Banking

Free eBill Pay

 

 

Free eStatements

Free CD ROM Year End Statement Burn (upon request)

 

 

 

MasterMoney Card (with separate application)

Foreign ATM Rebates (up to 5 per month)

Direct Deposit

Automatic Savings Plan

Free Notary Service

Free Photocopy Service

 

 

Mercantile University [2k]

M-University
Your First Checking Account
• No Minimum Balance
• No Service Charges
• Free Internet Banking
• Free Internet Bill Pay
• Unlimited ATM and Debit Card Transactions
• Foreign ATM Rebates

Free Checking [2k]

FREE Checking
• No Minimum Balance
• No Service Charges
• No Per Check Fees

E Banking [2k]

eBanking
• Competitive Yield Checking
• $100 to Open
• No Minimum Balance
• No Monthly Service Fee
• Free Unlimited eBill Pay
• Free eStatement
• Free Year-End CD-ROM Upon Request
• Unlimited ATM and Debit Card Transactions
• Foreign ATM Rebates
• Make Cent$ Debit Rewards

NOW Checking [2k]

NOW Checking
• Low Minimum Balance
• Unlimited Check Writing
• Interest-Bearing Account

Mercantile Class Checking [2k]

M Class
The Luxury Model of Checking Accounts
• Interest Bearing Account
• No Minimum Balance to Earn Interest
• Free Personalized Checks
• Unlimited Check Writing
• Free Internet Banking and eBill Pay
• No Annual Fee MasterMoney Card
• Preferred Rates on Certificate of Deposits & Personal Loans
• Make Cent$ Debit Rewards
• Foreign ATM Rebates

 

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All or some of the products, terms, rates and/or special offers on this page may be location specific and may not be available in every market.  Please contact us or visit your local Mercantile office for details.