Are you tired of everything getting more expensive, more complicated, and less convenient? We sure are. Mercantile Bank is dedicated to meeting your financial needs. We are making some changes to our checking accounts to give you, our valued customer, what you want. Whether you want simple, free, unlimited checking, free Bill Pay, or the luxury model of checking accounts, we have an account made for you.

*Holding your mouse over the account details yields additonal information.
Checking Account Basics
Minimum Daily Balance	$0	$0	$0	$100	$0	$0
Fee if Fall Below Balance	$0	$0	$0	$10	$0	$0
Monthly Fee	$0	$0	$0	$0	$5	$5
Free Premium Personalized Checks
Free Standard Personalized Checks
First Order of Personalized Checks for No Charge
Number of Checks Written Without Charge	Unlimited	Unlimited	10	Unlimited	Unlimited	Unlimited
Additional Per Check Fee			$0.30
Minimum Daily Balance to Earn Interest				$1,500	$1,500	$0
Financial Advantages
Overdraft Privilege Limit		$400	$700	$700	$700	$700
M-Class IntelliBank Suite
Automatic Savings Plan
Preferred Rate on New Installment Loans
Discount on Mortgage Closing Costs
Preferred Rate on Certificates of Deposit
$5 Reward for Savers
Local Merchant Discounts
Free Travelers Checks, Cashier’s Checks, Money Orders
Safe Deposit Box Savings, $10 off with Auto Deduct
Free Financial Check-up
Free Home Loan Review
Personal Financial Management Educational Materials
Convenience Advantages
Free Internet Banking
Free Telephone Banking
Free Bill Pay
Free CD ROM Year End Statement Burn
MasterMoney Card (with separate application)
No Fee Foreign ATM Usage
Direct Deposit
Free Notary Service
Free Photocopy Service
Other Benefits
Various Travel Advantages & Amenities Including $10,000 24-Hour Accidental Death Insurance, $2500 Identity Theft Insurance, Payment Card Protection, Luggage Protection, & More!
MVP (special membership benefits for customers 50 & better)

M-University
Your First Checking Account
• No minimum balance
• No service charges
• Free Internet Banking
• Free Internet Bill Pay
• Unlimited ATM and debit card transactions

FREE Checking
• No minimum balance
• No service charges
• No per check fees

eBanking
Checking FREEdom
• Unlimited electronic checking
• Free Internet Bill Pay
• No minimum balance
• Unlimited ATM and debit card transactions

NOW Checking
• Low minimum balance
• Unlimited check writing
• Interest-bearing account

Advantage
• No minimum balance
• Low monthly fee
• Includes financial, convenience and travel advantages

M Class
The Luxury Model of Checking Accounts
• No minimum balance
• Unlimited check writing
• Interest-bearing account
• Includes free Bill Pay
• Wealth of Financial and Convenience Advantages
• Find out about MClass IntelliBank here!

MVP
If you are 50 or better, Mercantile Bank offers additional financial advantages, exclusive offers from area merchants, and informative and interactive presentations through our Mercantile Value Prestige (MVP) membership. There is no additional cost for these benefits and MVP membership can be included with your current checking account. Learn More.

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